Working from home as a tenant
Remote and hybrid working has become a normal part of life for millions of people across the UK. With reliable broadband in most areas and laptops on almost every kitchen table, plenty of tenants now do at least some of their work from home.
For landlords, this shift raises a fair question: what happens when a tenant wants to use your property for business purposes? The answer depends on the type and scale of work involved, and getting it wrong can cause problems for both parties.
Most tenancy agreements for residential properties focus on living arrangements rather than commercial activity. While they may not expressly prohibit low-impact home working, they rarely accommodate substantial business activities without explicit permission from the landlord.

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There is no single definition of business use that applies in every situation. In practice, authorities and lenders tend to look at what actually happens at the property rather than job titles or company structures.
A tenant who answers emails, takes video calls, or writes reports from the living room is unlikely to cross any line. This type of work is essentially invisible to the outside world and causes no change to how the property functions.
Business use becomes more of a concern when the activity starts to affect the property itself or the surrounding area. Common signs include:
- Customers, clients, or employees visiting the property regularly
- Goods being stored, manufactured, or dispatched from the address
- Signage, advertising, or branding displayed at the property
- Structural changes or equipment that alters the character of the premises
- Increased traffic, noise, or deliveries that neighbours might notice
A freelance graphic designer working quietly from a spare bedroom is in a very different position to someone running a dog grooming service from the garage. The first is unlikely to require any special arrangements. The second almost certainly will.
The legal framework reflects this distinction. The Housing Act 1988 excludes business tenancies from its scope, while the Landlord and Tenant Act 1954 governs commercial arrangements. However, the Small Business, Enterprise and Employment Act 2015 introduced provisions allowing home business tenancies alongside residential ones, provided they do not change the property's main residential character. A tenancy agreement needs clear terms that match the intended use.
Your situation may be slightly different. ask a question below ↓ and our editorial team will reply with our advice.
Practical issues for landlords
If a tenant runs a business from your property without your knowledge or consent, several problems can arise. Some are administrative, others carry more weight.
Your buy-to-let mortgage is likely to include a condition that the property is used solely for residential purposes, though some lenders offer products for mixed-use properties or grant consent for specific low-impact activities. Allowing or overlooking business use could put you in breach of your mortgage terms, and lenders generally respond poorly to this. It is worth checking your specific agreement.
Buildings and contents insurance policies often contain similar restrictions. A claim could be rejected if the insurer discovers the property was being used for commercial purposes without their knowledge. Even if the business activity seems minor, check your policy wording and inform your provider if there is any doubt.
Planning permission is another consideration. Most residential properties do not have consent for commercial use, and local councils can take enforcement action if a change of use has occurred without approval. In practice, councils tend to focus on activities that cause a noticeable impact, but the rules exist and they can be applied.
Council tax may also be affected. If part of the property is used mainly for business and has been substantially altered for that purpose, the local authority could decide that business rates apply to that portion. This would mean the tenant, or in some cases the landlord, receiving a separate bill. The Valuation Office Agency handles assessments and can provide guidance on how mixed-use properties are treated.
There may be health and safety obligations too, depending on the type of business. A tenant running a food preparation service, for example, would need to register with the local environmental health team and meet hygiene standards. Failure to comply could result in fines, enforcement notices, or prosecution, with potential implications for the property's licensing status.
Landlords should also consider capital gains tax implications. If part of a residential property is used exclusively for business, that portion may not qualify for private residence relief when the property is sold.
Where business activities cause damage to the property, tenants may be liable beyond their deposit. The tenancy deposit scheme could also be affected if the use of the property substantially changes from what was originally intended at the start of the tenancy.
What landlords can do
Address the matter clearly in your tenancy agreement before issues arise. Most standard assured shorthold tenancy agreements include a clause that restricts the use of the property to residential purposes only. If yours does not, add one before a new tenancy begins.
You can also permit certain types of home working while drawing a line at activities that would change the nature of the property. For example, you might allow desk-based work but prohibit any use that involves visitors, stock, or equipment beyond a standard home office setup. Putting this in writing avoids ambiguity later.
If a tenant asks to run a business from the property, think carefully about the type of work, the likely impact, and whether your mortgage and insurance would accommodate it. You are not obliged to agree, but refusing without any explanation can strain the relationship unnecessarily.
Where you are willing to permit limited business use, speak to your mortgage lender and insurer before giving consent. Some lenders will approve certain low-impact activities on request. Insurers may add an endorsement to your policy or suggest a more suitable product. Getting written confirmation protects you if something goes wrong.
If you discover that a tenant is already running a business without your consent, raise it promptly but calmly. In many cases the tenant may not have realised there was an issue, and the matter can be resolved through discussion. If the breach is serious or ongoing, you may need to take formal steps, but a direct conversation usually works better as a starting point.
For guidance on planning permission, council tax, and business rates, the GOV.UK website provides detailed information. Your local council can also advise on specific rules that apply in your area.
Will this require business insurance, and will it incur business rates?
It's a listed building on a working farm with access along a single track lane.
Advice please
We would prefer that she didn't, it's a listed building, access is via a single track lane and it's on a working farm.
Advice please
I just moved into a new property. I am a freelance makeup artist and am contemplating asking my landlord if I can see some clients at my place. Where do I stand with this?
I rent a room in my house under the rent a room scheme
At the moment without asking me first my lodger has been working from home due to Covid and his office being close
However, his office is now re-opened, and he has decided to make this a permanent arrangement
I am not happy about this, as he expects other members of the household to be quiet and complains when I cut the grass or use power tools during the day when he is working
Do I have to accept him working from home and using his room as an office.?
from my home which i rent .First of all i would like to ask if i can use my home address as business address and second is it something that my landlord needs to know?
thank you
I have just found out that my tenant is starting an online only business printing posters from the flat and posting them to customers. I am not sure where I stand on this as there is a clause in his tenancy agreement that states the premises can’t be used for anything other than a private residence, obviously I don’t want to stand in his way if at all possible
Who and how to report when the tenants is been using the property for business purpose without Landlord and authority consent. Permission and permit to run business is not been granted to tenant but they are using property off road parking space and garden area and public side roads to park his vehicles and sell it from situ.
I have spoken to tenant but they blatantly ignored .
Me and neighbour are gravely concern that at higher scale road collison, risk of fire, explosion, etc might occur and in low scale noise and nuisance, invasion of privacy to neighbours and to general publics .
Please advise how to dealt with this sort of situation.
Thank you in advance.
Jack.
Who and how to report when the tenants is been using the property for business purpose without Landlord and authority consent. Permission and permit to run business is not been granted to tenant but they are using property off road parking space and garden area and public side roads to park his vehicles and sell it from situ.
I have spoken to tenant but they blatantly ignored .
Me and neighbour are gravely concern that at higher scale road collison, risk of fire, explosion, etc might occur and in low scale noise and nuisance, invasion of privacy to neighbours and to general publics .
Please advise how to dealt with this sort of situation.
Thank you in advance.
i have a buy to let mortgage, landlords buildings insurance and a letting agreement in place
would my mortgage company need to be notified
would my insurance need to be notified
would the tenant need planning permission for running a business. from home
would i need to notify neighbours of this plan?
I rent a property with a standard tenancy agreement in place. I run a tuition business whereby I teach students for 1 hour lessons, on a one-to-one basis. It is not what the property is being used for, for the majority of the time and I have not made any modifications to it.
The property management company have told me it is in breach of my agreement, but having read this article, there appears to be a grey area around it. Can anyone help?
Thanks
My tenant is wanting to start a self employed child minding business from my property. She is taking out her own public liability cover but my building insurance will not cover me if she goes ahead. I have spoken to 2 other companies who have said the same due to 3rd party people entering the house as part of the business. Are there any companies that will do this and it seems very difficult to find building insurance that would include this. Would like to be able to say yes to my tenant but if i can't get building insurance then i can't permit it. If there are companies that offer this, is the insurance likely to be significantly higher? Thanks
Can you advise who has the responsibility for illegal dumping in the parking space assigned to a rental flat - the tenant or the landlord? I understand that the Council will charge a fee for removal of illegally dumped rubbish.
Are there any other things I need to worry about in order let her take kids in? Do I need a different kind of landlord insurance if it's (kind of) becoming a business premises? Do I need to get the house checked out for health-and-safety? Is it going to be a minefield? Am I opening myself up to a world of trouble and bureaucracy?
I am a tenant looking to start a catering business from my home kitchen. I do not have to make any changes to the propert and my landlord does not have any objections. Does the landlord need to check with his mortgage ( buy and let) company that it does not violate their terms?
Thanks in advance!
Wouldn't be so bad except she and her boyfriend are neighbours from hell with loud foul-mouthed parties until 3am in the summer, and customers parking in the limited parking slots, with her boyfriend parking his tipper truck in the access road to garages occasionally to spite their neighbours. She herself allows her daughter's car to park blocking off access to facing garages in the residential garage block served by the access road, at the end of which are three parking spaces allocated to two properties. Would the housing association be able to relocate them to a more appropriate location? The only alternative is probably to shut them down but since these people are violent and rude when contacted, which has intimidated us all into silence, it is probable that they would take serious revenge.
Thanks,
Georgina
Thank you
I have reported this/followed-up ALL of the necessary organisations and progress is very slow. Her personal/financial/Electoral Roll data remains at my address.
Is the Letting Agent or the Landlord liable for any direct/indirect losses/costs I have incurred? Can the Letting Agent or the Landlord threaten the ex tenant with legal liabilities, e.g. used the residential property for her registered business and has continued to use my address for all of her business and personal activity?
Thanks so much in advance of your guidance.
I am living in a rented house. Can I start my own business from that house?
I hope if I ask the landlord he will straight away say no.
Should I ask him? What law say about this situation?
Can anyone answer my question
I am starting by own business (cakes, baking) form home. I am renting a flat and I have to ask my landlord for permission. I will be more than grateful, if anyone will help me to create a simple letter and help me to put all info together.
This is small business, there will be no clients coming into house, I will have full insurance, food hygine ceryficate etc...
If someone have similar situation I will be grateful for help...
Please advise me how the letter should look like?
Many thanks
The house has several room and the landlord has now told me that she will be doing b&b from 1 section on the house. They will use my front door and the same hallway as me. Where do I stand? Also the landlady will be doing weddings in the property. Strangers will have access as there is no designated access? And I have dogs. I need to protect them.
I'm worried about entering this tenancy
Regards Ray
I am looking at setting up as a Sole Trader in order to get liability insurance cover etc. I will need to use my flat to prepare and cook food. Where do in stand in terms of tenancy rules around this? My tenancy cotract has a line in stating that the property is for residency only and not to carry out any business or profession!
Any help on this would be appreciated.
Thanks
I run an internet based company from the flat as a broker of vehicles. No customers come to the property and the business is registered with my accountant.
The Management Company (made up of a number of the other flat owners) have found out I run an internet company from home they have reported me to the landlord and advised that I am in breach of the lease. I have explained I only respond to emails and calls on my mobile from the spare room/office but the main use of the flat is residential.
Can they reasonably demand I close down my business (which is my only source of income) or move out?
Any advice would be helpful as I'm losing sleep over the stress of this.
the business disturbs neighbours at unreasonable hours or creates other forms of nuisance such as noise or smells.
My questions are, should they be running the business from a residential house and should there be some check made by environmental health on the way the food is prepared and stored.
Thank you
He visits bars, clubs and similar establishments with samples of bar equipment....i.e disposable bar related items, jugs, glasses; plus soft drink supplies etc.
On a recent inspection, I discovered that the conservatory was being used to store all of these sample items and it was intermittently being delivered on a pallet.
I have an uneasy feeling about this and I believe that as time goes by, this will escalate.
The conservatory is already looking like a depot for a drinks outlet and it's obvious that nothing can be cleaned in there.
My Q is, can I ask that the tenant doesn't use this area as part of his business?
My question is whether such kinds of pre-discussion about a potential new flatmate is common or not. If so, what kinds of rules are base for such meeting, and what can the existing tenants do?
business venture.
Please advise me. Tell me what are my rights.
Thank you
I rent a house and have people with a disability living with me but all able bodied and al fire and other h and safety risk assessments the council pay me to look after them in my own home and their names are on the lease but I have 3 people come in and help me and I have now registered as Ltd company my landlord is aware of all this as its my home and we share it do I have to have permission as this has only just been brought to my attention
Can a landlord register a limited business from a property that they rent out to tenants? Would the tenants or their personal processions be liable to any debt from the business or their credit rating affected? Thanks
Can you maybe give me some information on what I difficulties this may cause me in the future
We are renting our three bedroom property out to two professional guys although we are having huge issues with them. One of the guys is running his catering company from our house, he is spilling cooking oil in the road & over our kitchen floors, he has three fridges in the front room and another fridge in the shed. We have a manage fee agreement with our agents although they haven't been very helpful. I would really like to get them out on the basis that they are running their business from our beautiful family house, they have done so much damage in only the 5 months that they have been there. What can we do, please help us?
Would neighbours be informed by the local authority of this business and would a licence be required.
Many thanks
I have one nabour that has been buggy my landlord that I am running a business from home. My tenants agreement forbids me from doing that.
I did state that I need a large drive because I bring cars home from work and they new the nature of my business. The property is not my registered office and no work deliveries arrive there.
Please advise if I am breaching my tenant agreement.
Even the phone number is different to the property.
s happening. The property has a detrimental effect on both my property and the property on the other side. I don't seem to be getting any help and I know he's in breach of the tenancy agreement. Who can I turn to?
Where do we stand....legally is this ok?
It now is in need of repair as the cutting belt broke and the blades do not turn anymore. Speaking to the repair center this is at least GBP 100.-, if nothing else is faulty. It turns out that the former tenants used professional services to get the grass cut as the machine provided is struggling with the amount of lawn to be cut and the layout of the garden. If this is the case, the likelyhood of something going wrong is high.
Who has to pay for the repair of the lawn mower - the tenant or the landlord?
What law does apply?
I'm a Counsellor and I'm looking for a property where I can see some clients. The flow of clients is about 15 per week but never causing problems with traffic flow. Also there's no need for any changes in the property as all I really need is a couple of chairs and a coffee table. I have an indemnity insurance as well.
Some estate agents say I can't as it's against the law, but some say the law changed recently and they are happy to rent a property.
Any advice please?
I am a registered childminder and have been carrying out my business for two years at my current rented property. My landlord wants to move in and now I am having difficulty renting a property that will give me permission to carry out childminding. I'm fully insured and have household insurance. I'm pretty sure that childminders are exempt from paying business rates. What can I do?
1. As a property can I rent my garden shed/s out as storage? I know I would need to declare the income but what other requirements or difficulties would I be met with?
2. Instead of storage rental i decide to rent a larger workspace to a business. Again what requirements or difficulties might i meet?
Property Landlord
Will I have to give up my cake decorating.
The lease document for the property says I shall "use the property for no other purpose than that of a strictly private residence for the occupation of only the tenant and permitted occupants and not carry on at the property or allow the property to be used for any trade, profession or business".
My question is - does making prototypes count as carrying on a trade, profession or business and therefore breach the lease? We have not started selling and are still in the development stage.
Let's suppose I receive most of my income from a particular website that I own; I log in from my smartphone to update and maintain the website.
How can the law say it's unacceptable to do this at home, yet I can walk outside into the street and do it and it's OK? It's a nonsense and the law badly needs to change to end any confusion to tenants, landlords and owner occupiers.
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