Landlord Finances

Financial considerations for landlords including mortgages, tax, insurance and profitability. Articles explain costs, rental pricing, deposits and recession impacts on property letting.

Buy to Let Mortgages

How buy to let mortgages work and why investors are turning to property for retirement income.

How Buy to Let Landlords Are Hit by Recession

Buy to let landlords are losing properties three times faster than other homeowners as the recession deepens, with repossessions and rent receiverships surging.

How to Use Security Deposits

As a landlord, you can charge up to three months' rent as a security deposit, but you must refund it unless there's unpaid rent, damage, or cleaning costs.

Insurance for Landlords

Tell your insurer you're letting out your property or your claim could be denied, plus what landlord insurance actually covers.

Planning for Interest Rate Rises: Don't Get Caught Out!

Many landlords aren't prepared for interest rate rises and could struggle with mortgage payments if rates return to normal levels.

Renting Out Your House: Financial Implications

Rental income and property appreciation can boost returns, but tax obligations and mortgage costs require careful financial planning.

Renting to Housing Benefit Claimants

What you need to know about renting to tenants on housing benefits, from payment methods to your legal responsibilities.

Setting and Increasing a Rent

The proper way to raise rent on your property, from setting initial rates to following legal procedures for increases.

Tax Implications of Being a Landlord

Find out how rental income is taxed, what expenses you can claim, and which allowances apply to your situation as a landlord.

Tenants Not Paying Rent? You're Not Alone

Many landlords are struggling with tenants who can't afford rent payments as financial pressures mount across the sector.

The Real Cost of Letting Your Property

Landlords face mandatory costs including taxes, safety inspections, deposits and repairs that can quickly add up before you rent out a property.

What to Do if Your Letting Agency Lets You Down

Get compensation from your letting agency if they fail to do their job properly, including missed rent and legal fees.

Will Your Property Lettings Be Profitable?

Your rental property can still make money if you plan carefully and avoid stretching your budget too far.