Landlord Finances

ThePropertyLandlord|Landlord Finances|Understand the financial side of letting property, including tax, insurance, and calculating returns. These guides help you manage accounts properly and maximise your investment performance.

Buy to Let Mortgages

How buy to let mortgages work and why property investors use them as a retirement income strategy.

How Buy to Let Landlords Are Hit By Recession

Buy to let landlords are losing properties three times faster than other homeowners as the recession deepens, with repossessions and rent receiverships surging.

How to Use Security Deposits

As a landlord, you can charge up to three months' rent as a security deposit, but you must refund it unless there's unpaid rent, damage, or cleaning costs.

Insurance for Landlords

Tell your insurer you're letting out your property or your claim could be denied, plus what landlord insurance actually covers.

Planning for Interest Rate Rises: Don't Get Caught Out!

Many landlords aren't prepared for interest rate rises and could struggle with mortgage payments if rates return to normal levels.

Renting Out Your House: Financial Implications

See what taxes, costs and risks come with renting out your home before you commit to being a landlord.

Renting to Housing Benefit Claimants

What you need to know about renting to tenants on housing benefits, from payment methods to your legal responsibilities.

Setting and Increasing a Rent

Here's how to legally raise rent on your property and what tenants need to know beforehand.

Tax Implications of Being a Landlord

Find out how rental income is taxed, what expenses you can claim, and which allowances apply to your situation as a landlord.

Tenants Not Paying Rent? You're Not Alone

Rent arrears are affecting four in ten landlords as tenants struggle with job losses and rising costs.

The Real Cost of Letting Your Property

Landlords face hidden costs beyond rent: taxes, deposits, safety checks and repairs that can quickly add up.

What to Do If Your Letting Agency Lets You Down

Get compensation from your letting agency if they fail to do their job properly, including missed rent and legal fees.

Will Your Property Lettings Be Profitable?

See if buy to let can work for you with realistic numbers and the right precautions in place.